Level Term Life Insurance
If you prefer to average your premium costs over time, level term life insurance may be your best option. With fixed rates for a guaranteed term, this coverage can be an easy way to budget while helping ensure your family’s financial safety.
Fixed rates are guaranteed for the term you select: 10 years, 20 years, or 30 years.
Find Your Rate
Your estimated premium:
10-year Rates
Preferred
$0.00/month
(or $0.00/year)
Select
$0.00/month
(or $0.00/year)
20-year Rates
Preferred
$0.00/month
(or $0.00/year)
Select
$0.00/month
(or $0.00/year)
30-year Rates
Preferred
$0.00/month
(or $0.00/year)
Select
$0.00/month
(or $0.00/year)
Your premium is based on your age, gender and health when coverage begins. Read more...
The premium rates shown above are for ASA members accepted on a “Preferred” plan basis. Preferred premiums are the lowest and require excellent health. Many applicants who are approved for this coverage are expected to be offered Preferred premiums. In some cases, you may be offered coverage with higher “Select” or “Standard” premium rates.
The premium at which you enter the plan is projected to remain the same for the initial 10-, 20-, or 30-year term and will not change due to your age or a change in your health status. While premiums are projected to remain level for the initial period, the insurance company reserves the right to change rates for all insureds only once in a 12-month period.
"Read more" contents here
Coverage Overview
$100,000 - $3 million
- Premium stays the same for the entire coverage term*
- ASA member and/or spouse under age 50 may apply for 10-, 20- or 30‑year term
- ASA member and/or spouse under age 60 may apply for 10- or 20‑year term
- ASA member and/or spouse under age 70 may apply for 10‑year term
- Spouse must complete his/her own separate application
* Your individual rate will not change during your 10-, 20-, or 30-year term but the Carrier reserves the right to change the Group rates if needed based on the overall performance of the plans.
Added Benefits
Accelerated Benefits Option
Receive a percentage of your life insurance in the event that you become terminally ill and are diagnosed with no more than a specified amount of time to live.
Will Preparation Services
Get help preparing or updating a will, living will or power of attorney.
Funeral Planning Assistance
Your loved ones and beneficiaries may work with compassionate counselors that assist with customizing funeral arrangements with personalized one-on-one service.
Take the Next Step:
Or, talk with an experienced ASA Insurance Program representative:
1-855-874-0032
This plan is not yet available to individuals in the following states: AK, ID, ME, MT, OR, SD, WA.
Request More Information:
Level Term Life Insurance
There is no obligation to apply or purchase.
You must be a member of the American Society of Anesthesiologists to qualify for this insurance plan. Coverage may not be available in all states. Like most group insurance policies, MetLife insurance policies contain certain exclusions, limitations, reductions of benefits and terms for keeping them in force. Any such exclusions, reductions or limitations will be described in the insurance certificate, the terms of which govern MetLife’s provision of coverage. You may also call your plan administrator, USI Affinity, today at (855) 874-0032 for additional information.