Annual Renewable Term Life Insurance
This life insurance plan offers more than just a death benefit. If you become disabled, this policy enables you to keep your coverage active without paying premiums (subject to certain terms & conditions). Plus, you could receive part of your benefits early to help avoid financial hardship if you become terminally ill.
Find Your Rate
Your estimated premium:
The cost of this life insurance is based on the amount of life insurance requested, usage of tobacco/nicotine products, and age attained on the date coverage is issued. Premiums increase as the insured person ages and enters a new age category.
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Coverage Overview
$50,000 - $1 million
- Premiums start low and increase at 5‑year intervals
- Member and/or spouse under age 60 may apply
- Spouse must complete his/her own separate application
- Coverage can continue up to the age of 80
Added Benefits
Accelerated Benefits Option
Receive a percentage of your life insurance in the event that you become terminally ill and are diagnosed with no more than a specified amount of time to live.
Will Preparation Services
Get help preparing or updating a will, living will, or power of attorney.
Funeral Planning Assistance
Your loved ones and beneficiaries may work with compassionate counselors that assist with customizing funeral arrangements with personalized one-on-one service.
Waiver of Premium Rider
Life insurance can continue and no further payment may be required if you become disabled prior to age 60 and remain disabled for 6 continuous months.
Automatic Benefit Increases
Opportunity to increase your initial benefit amount over time.
Take the Next Step:
Talk with an experienced ASA Insurance Program representative:
1-855-874-0032
This plan is not yet available to individuals in the following states: AK, ID, ME, MT, OR, SD, WA.
Request More Information:
Renewable Term Life Insurance
There is no obligation to apply or purchase.
You must be a member of the American Society of Anesthesiologists to qualify for this insurance plan. Coverage may not be available in all states. Like most group insurance policies, MetLife insurance policies contain certain exclusions, limitations, reductions of benefits and terms for keeping them in force. Any such exclusions, reductions or limitations will be described in the insurance certificate, the terms of which govern MetLife’s provision of coverage. You may also call your plan administrator, USI Affinity today at (855) 874-0032 for additional information.